Is it normal i hold back in my relationship to not fall under the stereotype?

The thing is I am so against stereotypes but in my case with my boyfriend, I feel like sometimes it can't be helped. This is my first relationship and I always said when I get in one, I do not want to be that type of gf that guys always complain about being naggy, jealous, always up on their business, too attached, etc. I have observed and therefore, applied to my relationship so I can prevent it. Honestly, I think I am a pretty chill personal overall and now that I am a gf, I feel like I am doing a good job in terms of not being so idk annoying? HOWEVER, there are just some things that have come up that I don't like my bf does but I feel like if i bring it up, it sounds like "omg calm down you're over thinking blah blah" when I think most girls will agree with me it's not right and I can't hold it anymore, I have to be real. So the problem I'm having right now is how long he takes to text back. He will come up with these excuses that he was soooooo busy and really, no disrespect, but he doesn't have a job, he does go to school but that is all. I've even confronted him that he needs to get a job to keep himself busy and for his own good and he just fired back like "I do things too you know!" Like he suffers so much but he lives in a supportive household, idk what he could be "sooooo busy" of. How long does it take to say "My day was good babe, how bout yours" that's it! If you're so busy, then that would be enough for me.
For ex, last night he texted me saying goodnight around 12 30 but I was asleep already. So I texted him back in the morning and its already 10 30pm right now, and he hasn't texted back. I am sure if he will tonight, he will say the popular "I was sooooo busy". Ugh its just so annoying! like how busy are you?! you have nothing going on but school, he exaggerates. I'm sure the typical thing to suspect is he's cheating on me but that is the last thing I am thinking, we are not like that, we're far from that type of relationship. But if you guys keep pushing it is because he's cheating or whatever, then f*ck him and bye, it's that simple to leave when you didn't expect it at all from your partner. So I think I'm going to confront him but I am just afraid to sound like a stereotypical annoying gf but like I said, sometimes you can't help it and be real.
Also, what is a good way to confront him without sounding like an annoying gf?