Is it normal for a coworker to tell you love isn't worth it?

I'm in a relationship with my fiancé, have been happily with him for a while now and I love him more than anything. We're on break and my coworkers are in there. One of them is a little younger than me and she says she loves her boyfriend and that love is all you need. I don't think they're actually in love as he tried to leave her before but that's a whole different story. I agreed with her that love is definitely all you need. My older coworker joins in and tells me that love dies, you need money before love, always. Then she says if they are rich, that's fine but if they're just doing average or under, that you never go with them even if you do think you love them. I then tell her that I disagree and that it is the most important part of a relationship and she tells me, "it's okay to believe in love when you're young but when you're older, you see that love never mattered to begin with as love always fades and money is important" So I stop trying to argue with her because that makes no sense to me. So it's better to be settling for less if they're rich and to ditch the man you love with all of your heart even if he's doing below average? By the way, my man is still studying and will be a Dr when he finishes. I know she didn't know this but even so, is it normal for her to say those things? She divorced her husband 20 years ago so I feel like that's where it's coming from.