I don't insert myself in my sexual fantasies
I am a female, 21 years old and a virgin. I can't insert myself in my sexual fantasies, I always imagine other people having sex (gender composition not important, although I prefer women/women). I watch a lot of porn and I enjoy watching it but I could never be a part of the act. It's not like I'm watching through a peephole or anything, I'm just not there at all lol. And the things I watch are typically not things I want to do in real life, it's usually something "forbidden" or taboo to me. I've tried masturbating thinking of guys I've had crushes on but it just makes me uncomfortable. I can and like to daydream about it otherwise, just not when I'm masturbating. This has caused a lot of confusion for me and it seems most people insert themselves in their fantasies. It also makes me wonder if I'll enjoy sex at all when it comes down to it.
TL;DR: I enjoy watching other people have sex and get pleasure, but I can't get off to the thought of myself doing it with someone while masturbating.