How do you explain you do not like blue but you do like red?

No this is not a political question. I just using it since these colours always seem to be challenging each other. Like girls have pink/red cloth and boys blue/baby blue. I have a friend who wants to hang out at places like malls and places that make you want to spend money.

Right now I do not have a lot of money I usually want to buy everything in the store. I said I do not like going when I have very little money which I need to save. I also do not like going with zero money. They said it is ok and I do not have to. I explained it is still tempting.

They actually bug everyone about going and no one can ever go. They also has conditions like you must have your own ride and it can only ever be at the places of his choosing or he can not do it. I am very irritated with his bull shit and not sure how to explain this.

They also seem very demanding about it. If you tell them you can not go wensdays or fridays they will ask again. At the
same date and time you told them you are never free. I have not seen them much since we graduated. I work a full time job and they are in college.

How do I explain I don't have any money right now? They accuse anyone who does not wish to join of being a jerk.

He got good grades in school so how does this person not understand not everyone likes the colour blue? They act like it is physically impossible to not want to go to the places he wants to. He does this with everyone male or female. I am starting to think he is mentally dysfunctional or something.