Has the dmv ever screwed you over?

Bear with me, this story is a little long...

So, quite a while back, I went through the process to get the title to my truck switched over into my name (this was before I moved and so it was at a different DMV place than the one I am using now). It was previously in my mother and father's name jointly. I remember this very specifically: I did the process, got the paperwork signed by both parties, and got the new title in the mail shortly thereafter.

Recently, I have been trying to switch insurance companies in order to get cheaper rates. I searched and searched for my title, but I couldn't find it. It wasn't in my safe, which is the only likely place I would keep it. This is just very uncharacteristic of me. I am typically very good at keeping up with/taking care of my things, it is just the type of person I am.

Being completely dumbfounded about how the hell I would lose something like that, I went to my local DMV to file for a lost title. I asked the bitch behind the counter to file for a lost title and gave her the VIN. She ended up telling me that the title had never been put in my name, and that it was still in my mom and dad's name. What the FUCK!?! I didn't argue with her, because she was not a very courteous person, and obviously hated her job very much: I would have gotten nowhere and lots of frustration.

After this, I remembered that a while back I had had to get my tags renewed. So I had went to my local DMV place (which, again, is different than the place I used to get the title switched over; it was the same place that I am using now) to get that done. When I got my new tags I went through the process for antique tags because my truck is an '86 model. If I remember correctly, they required me to give them the title as well as some other paperwork (tax assessments and such). I believe that they may have screwed something up and never sent me my title back or lost it or something.

I don't really know WHAT happened, but what perplexes me so much is 1)How would I lose something like that? I just do not think that is very likely at all. 2)How the hell did my name not get put in the system as the owner of the truck? I specifically remember getting this done! 3)Could it have been possible that the computers just didn't sync up or something, or maybe certain information was neglected to be put in the system?

What do you think may have possibly happened here?

Also, feel free to share your DMV horror stories please :)