Cash or credit cards
Do you use credit just toget shit you dont need and cant afford,or wait until you have the cash to buy shit?
| Cash only | 41 | |
| Credit only | 3 | |
| Both | 29 | |
| Panhandle for it | 0 | |
| Steal Shit | 9 | |
| Just borrow,borrow from friends,relatives,etc. | 0 |
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Comments ( 28
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KickTheDog
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NothingxCrazy
I don't have a credit card.. I'd rather wait until I'm better off financially before getting into some sort of debt.
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Gena45
I only use cash. I don't have any credit cards and don't plan on getting one any time soon. They just get you in debt. I do have a debit card, though I never use it. I prefer cash.
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Katywompus
Dolla, dolla bill, ya'll! I don't have a credit card and I refuse to get one. I have enough bills already
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Allistalla
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spoon4d
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skyeracrystal28
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karmasAbich
If I need food, I just go into the grocery store and try to trade seeds and clothing. I don't need money.
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[Old Memory]
Debit card/ cash. It took years to pay off my credit card after uni and I'm not getting into that again.
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[Old Memory]
im glad to hear a lot of you dont have credit cards
i probably wont get oneComment Hidden ( show ) -
Drakerocks
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[Old Memory]
Loool...I love how there are a few people that steal it but then no one has clicked 'I borrow'
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dappled
Always cash (or debit card for ordering online). I had a credit card and it was too easy to use it as an overdraft.
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EdsBitchX
Yeah, it's too easy to end up in debt with a credit card, I had to cut mine in half lol. I now just live within my means :)
EB x
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dappled
I ended up taking out a loan to pay off mine. God knows how it got to five grand so quickly. And it never seemed to go down. Now the loan is finally paid off, I live completely debt-free. No overdraft, no mortgage, no credit card. It's so much nicer. :)
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EdsBitchX
It's wonderful :) so many of my friends are always complaining about having debts to pay off, and I just think, "Stop using credit cards then, you moron!" haha, it's good just being comfortable with enough left at the end of the month to treat myself a wee bit. :)
EB x
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dappled
It's the way I've gone too. Live within my means and if there's any left over, it's a bonus. But I'm so near the knuckle, I don't have a pension. This is when I need to be paying in so all the interest accumulates for when I'm old. I can cope in the present but I feel like I'm selling my future self short. :/
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4392Moron
Hats off to you folks who do not have or want a credit card, they are a gigantic pain in the "WHATS-IT", I had/have 2 cards to my name, the first one I was a stupid 16 year old and did not know how to manage it and I maxed it out big time, creditors eating my "WHATS-IT" got it worked out and got my second one at 45, able to manage it, but still use the good old "BUCKAROONIES" mainly, cards are too easy to not pay attention to. If you ain't got, don't get!!!!!!!!!!!!!
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SoccerStud88
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flutterhigh
that depends on whether or not i'm transacting with a hooker. which is most of the time.
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4392Moron
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flutterhigh
Huh? I work in the British branch of Gamakatsu Hooks, the leading fishing hook manufacturer in the world. But the fishing hook industry is unfortunately becoming seedier, and our current negotiations are all done in cash. What is your problem?
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4392Moron
Hello:
I think we may be mis-communicating, what I was trying to state is, cash is the best way to go, and cards are for only majour back-ups, like if you do online shopping. I was not having a problem, we just might of not understood one another, that is all. Sorry if I did anything to upset you, did not mean it. Have a great day. :D
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Yumazing
I usually use debit or cash. Credit cards are for thugs like vacation when I can earn points.
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tentacleTherapist
I prefer cash. Mainly because I don't have a card? Though even if I do/did get one I doubt I'd be able to handle the responsibility. I'll just stick with cash...but, a bank account is always nice to have.
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