Is it normal my siblings and i won't inherit anything?
Parents have no 401k, no pension, they can't afford life insurance, health insurance, or anything else. They barely scrape by and they refuse to look for an assisted living apartment that would house low income seniors. They don't understand how credit works and max out their cards and any money they obtained from lawsuits gets spent quickly.
I'm not saying I hate them for leaving nothing. I dont need inheritance from them, but they annoy me. They don't listen to my advice on credit, houses, bills, and budgeting, and then cry about how they struggle. They don't want my help. Also if it wasn't for me, they'd be homeless.
Is it normal? My new dream in life is not to turn out like them. I'm working hard, saving money, investing in stocks, managing my bills, putting money into a 401k, not being materialistic, and my credit score is 840. So far, I'm nothing like them when they were my age, but the fear that i may become like them constantly creeps up on me.