I need financial advice
I never really new my father. He was in prison most of my life. He got out when I was 18. To try to make up for his absence, he co signed for me to get a car. It is a red 2016 Nissan versa.
Fast forward 2 years, I lost my job and no one would hire me because I was pregnant. It took me 5 months to get my current job at Casey's. I'm scheduled to get my first paycheck in a week but the bank is telling me that I need to cough up $1,500 right now or they're going to take me to court and ask for it all then and there AND they're repossessing my car. I know it's my responsibility and it's been a long time coming. I deserve this.
I'm considering filing for bankruptcy. I still owe $10,000 among other debts.
I guess my question is, should I?? I took personal finance in high school but that seems like forever ago. I just wanted to learn through other peoples experiences before I make a definite decision. Please, helpful comments only. I know it was stupid of me and its all my fault. I just need some advice on this matter.