I have personally never had to live under the threat of most of those natural disasters, nor have I lived in an area with dangerous wildlife. So I never really worried about those things.
A robbery at weaponpoint is generally pretty easy to survive because most people doing that do not want to harm you. If it can be avoided, and the robber is rational they will try to avoid that outcome.
What weather/ people are you most afraid of?
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I have personally never had to live under the threat of most of those natural disasters, nor have I lived in an area with dangerous wildlife. So I never really worried about those things.
A robbery at weaponpoint is generally pretty easy to survive because most people doing that do not want to harm you. If it can be avoided, and the robber is rational they will try to avoid that outcome.