It's natural to be scared of sex if you never done it before. You sound more embarrassed than scared though. Don't worry, she won't be looking at your penis if you maintain eye contact.
My advice would be to grow with her as a person first. Talk to her about sex. She would respect you for confiding in her and a huge burden will be lifted from your shoulders
Terrified of sex
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It's natural to be scared of sex if you never done it before. You sound more embarrassed than scared though. Don't worry, she won't be looking at your penis if you maintain eye contact.
My advice would be to grow with her as a person first. Talk to her about sex. She would respect you for confiding in her and a huge burden will be lifted from your shoulders