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I pretty much call any female ma'am who exhibits professional behavior, even if they appear to be my age or younger. And sometimes kids too, but in a jestful or scornful way - "excuse me, ma'am!".
Normal to call a 21 year old "ma'am"
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I pretty much call any female ma'am who exhibits professional behavior, even if they appear to be my age or younger. And sometimes kids too, but in a jestful or scornful way - "excuse me, ma'am!".