so has the bank actually signed him up for the loan or is he just talking about it? but it does help having a deposit too. a lot of banks wont loan out money if you cant prove that you can save money and you are responsible with money. try talking with different banks and see which ones have the better options for your circumstances and ask what you need to do to be able to secure a loan.
My cousin is gonna buy a $300,000 home IIN?
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so has the bank actually signed him up for the loan or is he just talking about it? but it does help having a deposit too. a lot of banks wont loan out money if you cant prove that you can save money and you are responsible with money. try talking with different banks and see which ones have the better options for your circumstances and ask what you need to do to be able to secure a loan.