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To think about a accident where you get injured, when it happens and where and what is going to happen after the accident. And also think about what the people you know would do...
I do this myself quite often. I'm not sure if it's normal or not but you aren't alone.
I wonder who's gonna shave my legs and other parts if I'm comatose from such an accident, or who'll wax/bleach my moustache and tweeze my chin hairs'
Yes, its normal and it's called predicting the worst outcome of a situation. I do it all the time and the fear holds me back from doing a lot of things i'd like to do. I hope you are more able to overcome the fear.