I guess the key word in that last paragraph is “most.” A problem I think is that people tend to assume that everyone in a certain age group are all exactly the same, which is simply not the case.
Of course people are different, and there are sensible teenage drivers.
But the statistics for car crashes in the USA broken down by age of driver make it very clear that young drivers are far more likely to have accidents than older drivers. The crash rate for drivers who are 16-17 years old is nearly double that of drivers aged 18-19 and more than four times that of drivers aged 30-59. That's why insurance for young drivers is relatively expensive.
I'm in my sixties, I haven't had an accident in more than forty years, and I wouldn't drive if I thought I or my vehicle were unsafe. Still, I know my insurance rates are going to increase from peanuts to relatively expensive in the near future since the statistics show that older drivers have relatively few accidents, but when they do, they tend to be very serious. It irks me that I'll have to pay the price for idiotic elderly people who shouldn't be on the road, but that's just the way the world works.
IIN I resent my high school days?
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I guess the key word in that last paragraph is “most.” A problem I think is that people tend to assume that everyone in a certain age group are all exactly the same, which is simply not the case.
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Boojum
4 years ago
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Of course people are different, and there are sensible teenage drivers.
But the statistics for car crashes in the USA broken down by age of driver make it very clear that young drivers are far more likely to have accidents than older drivers. The crash rate for drivers who are 16-17 years old is nearly double that of drivers aged 18-19 and more than four times that of drivers aged 30-59. That's why insurance for young drivers is relatively expensive.
I'm in my sixties, I haven't had an accident in more than forty years, and I wouldn't drive if I thought I or my vehicle were unsafe. Still, I know my insurance rates are going to increase from peanuts to relatively expensive in the near future since the statistics show that older drivers have relatively few accidents, but when they do, they tend to be very serious. It irks me that I'll have to pay the price for idiotic elderly people who shouldn't be on the road, but that's just the way the world works.
https://aaafoundation.org/rates-motor-vehicle-crashes-injuries-deaths-relation-driver-age-united-states-2014-2015/