Oh, for the days when a car was far from the ubiquitous necessity it is now, especially for the young. Is it really so long ago that high school kids held bragging rights if they rolled up to school, smirking, on a bike?
All the obvious bases have been covered by previous posters. The issues you have with your step-daughter and the fact you don't want her driving your car are unfortunate factors but you seem adamant on that score so we can shut those options down.
I believe the point made by Ellenna is worth repeating - unless the bank has good reason to believe your daughter's account was hacked due to some security lapse by her, they should be held accountable for the hack. That would certainly be the case in the UK and I'd be surprised if it isn't so in the States.
No bus stop, your wife not an option, boyfriend unable to pitch in - all this doesn't leave much room for manoeuvre. And I can assure you that the 'bad brakes' excuse won't hold water for very long, if her seeing you driving the car every day hasn't sprung a few resentful leaks already.
The way I see it, your immediate course of action is to head straight back to the bank concerning the hacking issue. I've just done a quick search and one of many random links on the subject, based in the US, threw up this quote:
"If it's clear that the financial institution is where the breach occurred...then the bank has the liability. If the liability is on the side of the customer, or if there is a breach of security on both sides, then reimbursement becomes a matter of negotiation or even litigation."
Am I right in assuming the post about the hacker being one of the bank's own employees is correct? If so, then I can think of no court in the land that wouldn't find them accountable and insist they reimburse your step-daughter's loss.
If, for any reason, this course of action hits the buffers then, given all the hurdles you've thrown up, I'd say the best, if not only, compromise is for you to loan your step-daughter and her boyfriend the money (which you say you can afford) on terms which are acceptable to all concerned.
If none of this is acceptable to you, then I say we all head for a darkened room and sit in a circle breathing into paper bags!
iin how to handle the car situation
← View full post
Oh, for the days when a car was far from the ubiquitous necessity it is now, especially for the young. Is it really so long ago that high school kids held bragging rights if they rolled up to school, smirking, on a bike?
All the obvious bases have been covered by previous posters. The issues you have with your step-daughter and the fact you don't want her driving your car are unfortunate factors but you seem adamant on that score so we can shut those options down.
I believe the point made by Ellenna is worth repeating - unless the bank has good reason to believe your daughter's account was hacked due to some security lapse by her, they should be held accountable for the hack. That would certainly be the case in the UK and I'd be surprised if it isn't so in the States.
No bus stop, your wife not an option, boyfriend unable to pitch in - all this doesn't leave much room for manoeuvre. And I can assure you that the 'bad brakes' excuse won't hold water for very long, if her seeing you driving the car every day hasn't sprung a few resentful leaks already.
The way I see it, your immediate course of action is to head straight back to the bank concerning the hacking issue. I've just done a quick search and one of many random links on the subject, based in the US, threw up this quote:
"If it's clear that the financial institution is where the breach occurred...then the bank has the liability. If the liability is on the side of the customer, or if there is a breach of security on both sides, then reimbursement becomes a matter of negotiation or even litigation."
Am I right in assuming the post about the hacker being one of the bank's own employees is correct? If so, then I can think of no court in the land that wouldn't find them accountable and insist they reimburse your step-daughter's loss.
If, for any reason, this course of action hits the buffers then, given all the hurdles you've thrown up, I'd say the best, if not only, compromise is for you to loan your step-daughter and her boyfriend the money (which you say you can afford) on terms which are acceptable to all concerned.
If none of this is acceptable to you, then I say we all head for a darkened room and sit in a circle breathing into paper bags!