I am in a dilemma, give me your suggestion please

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  • Chase your dream. Most people who follow the path of what looks like an easy job for life... find out that it's not so easy and often don't have enough money to retire on (hint: there are no guaranteed pensions; companies default on them at will, and something like 95% of all government jobs have no apparent funding for their pension plans that are even close to covering 1/3 of their estimated pensions). Keep in mind that the time value of money changes (A future pension of $10,000/month isn't going to cut it when the cost of living is $30,000+ per month).

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