If the damages can be repaired for less than the value of the car, insurance will pay the estimated cost to fix it. If the cost to repair the damage is more than the car is worth then it's considered totaled. That doesn't necessarily mean anything other than 1. It'll get a marked title 2. Rather than paying for fixing the car, insurance will cut you a check for its book value. Totaled =/= worthless or undriveable.
What you do with the money and the car thereafter is your choice. Keep it, fix it, sell it, replace it, blow the money on hookers and candy...whatever you want.
*(this is all conditional on insurance approving your claim, of course)*
Do you think it's totaled of fixable
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If the damages can be repaired for less than the value of the car, insurance will pay the estimated cost to fix it. If the cost to repair the damage is more than the car is worth then it's considered totaled. That doesn't necessarily mean anything other than 1. It'll get a marked title 2. Rather than paying for fixing the car, insurance will cut you a check for its book value. Totaled =/= worthless or undriveable.
What you do with the money and the car thereafter is your choice. Keep it, fix it, sell it, replace it, blow the money on hookers and candy...whatever you want.
*(this is all conditional on insurance approving your claim, of course)*