Cash or credit cards

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  • It's wonderful :) so many of my friends are always complaining about having debts to pay off, and I just think, "Stop using credit cards then, you moron!" haha, it's good just being comfortable with enough left at the end of the month to treat myself a wee bit. :)

    EB x

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    • It's the way I've gone too. Live within my means and if there's any left over, it's a bonus. But I'm so near the knuckle, I don't have a pension. This is when I need to be paying in so all the interest accumulates for when I'm old. I can cope in the present but I feel like I'm selling my future self short. :/

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      • Then you'd better start paying into your pension. Sell sperm or something! Lol

        EB x

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