Cash or credit cards

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  • EdsBitchX
    11 years ago | pl

    Yeah, it's too easy to end up in debt with a credit card, I had to cut mine in half lol. I now just live within my means :)

    EB x

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    • dappled
      11 years ago | pl

      I ended up taking out a loan to pay off mine. God knows how it got to five grand so quickly. And it never seemed to go down. Now the loan is finally paid off, I live completely debt-free. No overdraft, no mortgage, no credit card. It's so much nicer. :)

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      • EdsBitchX
        11 years ago | pl

        It's wonderful :) so many of my friends are always complaining about having debts to pay off, and I just think, "Stop using credit cards then, you moron!" haha, it's good just being comfortable with enough left at the end of the month to treat myself a wee bit. :)

        EB x

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        • dappled
          11 years ago | pl

          It's the way I've gone too. Live within my means and if there's any left over, it's a bonus. But I'm so near the knuckle, I don't have a pension. This is when I need to be paying in so all the interest accumulates for when I'm old. I can cope in the present but I feel like I'm selling my future self short. :/

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          • EdsBitchX
            11 years ago | pl

            Then you'd better start paying into your pension. Sell sperm or something! Lol

            EB x

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