Cash or credit cards

You are viewing a single comment's thread.

← View full post
Comments ( 6 ) Sort: best | oldest
  • dappled
    11 years ago | pl

    Always cash (or debit card for ordering online). I had a credit card and it was too easy to use it as an overdraft.

    Comment Hidden ( show )
    Report
    0
    0
      -
    • EdsBitchX
      11 years ago | pl

      Yeah, it's too easy to end up in debt with a credit card, I had to cut mine in half lol. I now just live within my means :)

      EB x

      Comment Hidden ( show )
      Report
      0
      0
        -
      • dappled
        11 years ago | pl

        I ended up taking out a loan to pay off mine. God knows how it got to five grand so quickly. And it never seemed to go down. Now the loan is finally paid off, I live completely debt-free. No overdraft, no mortgage, no credit card. It's so much nicer. :)

        Comment Hidden ( show )
        Report
        0
        0
          -
        • EdsBitchX
          11 years ago | pl

          It's wonderful :) so many of my friends are always complaining about having debts to pay off, and I just think, "Stop using credit cards then, you moron!" haha, it's good just being comfortable with enough left at the end of the month to treat myself a wee bit. :)

          EB x

          Comment Hidden ( show )
          Report
          0
          0
            -
          • dappled
            11 years ago | pl

            It's the way I've gone too. Live within my means and if there's any left over, it's a bonus. But I'm so near the knuckle, I don't have a pension. This is when I need to be paying in so all the interest accumulates for when I'm old. I can cope in the present but I feel like I'm selling my future self short. :/

            Comment Hidden ( show )
            Report
            0
            0
              -
            • EdsBitchX
              11 years ago | pl

              Then you'd better start paying into your pension. Sell sperm or something! Lol

              EB x

              Comment Hidden ( show )
              Report
              0
              0